Get Prequalified for a Mortgage

Sun, 12 Apr 2026 04:42:33 +0000

**Get Prequalified for a Mortgage: Why More Americans Are Taking the First Step** What’s driving a growing number of U.S. homeowners and would-be buyers to seek prequalification before applying for a mortgage? With housing markets fluctuating, rising interest rates, and complex financing options, “get prequalified” has become a key first step in the home-buying journey—quietly shifting attention from loan originators to informed consumers. More people are no longer waiting in uncertainty—they’re proactively assessing affordability and market positioning. Prequalification offers clarity in a confusing landscape. It’s a simple, free evaluation where lenders check a borrower’s financial profile—credit, income, debt—not to guarantee approval, but to estimate typical borrowing limits and monthly payment ranges. This stepping stone empowers users to make realistic expectations and prepare detailed applications when ready. **How Getting Prequalified for a Mortgage Actually Works**